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How long does it take to get a loan to buy a home after switching careers?

by tom44 on November 18, 2012

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Question by Shawn Paul: How long does it take to get a loan to buy a home after switching careers?

Best answer:

Answer by golferwhoworks
FHA requirement is that the job be stable and expected to stay that way. They have no time restraints on w2 employees. Now if you are newly self employed then you must present 2 years tax returns as well as a current P&L so they can have proof of stable income

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4 thoughts on “How long does it take to get a loan to buy a home after switching careers?

  1. Cameron says:

    When applying for a home loan your credit report will be reviewed and you may be required to provide a number of other details, including: Employment and income records, Tax Returns for the last few years List of assets, List of liabilities and what you owe, Your budget showing monthly living expenses so that you can demonstrate an ability to pay.

    http://www.worldbestloans.com/homeloans.htm

    With this information you and your lender will be able to determine the kind of home loan and size of the right mortgage for you. In some cases, you can obtain a pre-approval or pre-qualified certificate, which shows how much you can borrow so that you can then shop for homes in an appropriate price range.

  2. Brown says:

    Hello Everybody,

    I am Mr.Brown Mclain (C.E.O) Brown Mclain Loan Company,i give out all kinds of loan to all interested individuals and companies,long term and short term loan depending on the clients,our types of loan includes,
    Marriage Loan.
    Bill Settlement Loan,
    House Loan,
    Education Loan,
    Business Loan e.t.c,
    All mails should be sent to brownmclainloanfirm@yahoo.com for your needed loan today,we hope to hear from you so that we can be of help to you.

  3. William says:

    I saw your ad and decided to help you. I’m Mrs Joyce haffner,
    i live in 3583 Elmore Ct Columbus City, Ohio State USA. My family and I had a
    Goliath sized unsolvable problem staring at us in face right before now. Two
    years ago my husband was hit by a deer while on his motorcycle, leaving him out
    of work for 8 months. During this time we have exhausted all avenues to borrow
    money to get medical and debts paid. We have been turned down by every lender
    due to our credit scores. (which have plumeted during this time) No one seems to
    care that we fell on hard times and want to get out from under
    “Goliath.” My husband works at a Department of Corrections and I just
    recently retired from 30 years of teaching. My husband and son are working on
    the weekends building decks and I am taking a second job to try and make ends
    meet. My 80 year old mother took a mortgage out on her home to help us out and I
    need to repay this along with our other debts. I can’t let my mother lose her home nor can I lose our home. We needed $ 115k to consolidate all of our debts, wipe a slate clean, repair our credit and start out fresh. Our son is 15 and our daughter is 11. We need a David to slay our Goliath. Take a moment to remember a time that you struggled and what it would have meant to have had someone to come to your rescue, give you a second chance, these was all i asked this God sent David(Mr.Arnold Marvis) that rescued my family and I with the required Loan funds with just a try and some steps taken as he instructed? I promise to tell the world this story and i will always recommend his firm to any body that is in dire need of financial assistance, i believe he is the best lender.It’s easy to reach him with this
    email: william.kelly33@yahoo.com

  4. Marvellous says:

    hello everyone
    my name is marvellous kelly i am from United State, i have been looking for a loan for me to be able to start up my Cafe Business in United State that was down by banks and montages. But with the help of Micheal lancer loan firm whom God has sent to help me with a loan to start my business with just 3%.
    i will want you to contact him and i beg of you dont let him kw i link you to him because he is scared of those scammers.
    Micheallancerloanfirm@yahoo.com , Micheallancerloanfirm@hotmail.com

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