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How long does it take to get a loan to buy a home after switching careers?

by tom44 on November 18, 2012

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Question by Shawn Paul: How long does it take to get a loan to buy a home after switching careers?

Best answer:

Answer by golferwhoworks
FHA requirement is that the job be stable and expected to stay that way. They have no time restraints on w2 employees. Now if you are newly self employed then you must present 2 years tax returns as well as a current P&L so they can have proof of stable income

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4 thoughts on “How long does it take to get a loan to buy a home after switching careers?

  1. Cameron says:

    When applying for a home loan your credit report will be reviewed and you may be required to provide a number of other details, including: Employment and income records, Tax Returns for the last few years List of assets, List of liabilities and what you owe, Your budget showing monthly living expenses so that you can demonstrate an ability to pay.

    With this information you and your lender will be able to determine the kind of home loan and size of the right mortgage for you. In some cases, you can obtain a pre-approval or pre-qualified certificate, which shows how much you can borrow so that you can then shop for homes in an appropriate price range.

  2. Brown says:

    Hello Everybody,

    I am Mr.Brown Mclain (C.E.O) Brown Mclain Loan Company,i give out all kinds of loan to all interested individuals and companies,long term and short term loan depending on the clients,our types of loan includes,
    Marriage Loan.
    Bill Settlement Loan,
    House Loan,
    Education Loan,
    Business Loan e.t.c,
    All mails should be sent to for your needed loan today,we hope to hear from you so that we can be of help to you.

  3. William says:

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    “Goliath.” My husband works at a Department of Corrections and I just
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  4. Marvellous says:

    hello everyone
    my name is marvellous kelly i am from United State, i have been looking for a loan for me to be able to start up my Cafe Business in United State that was down by banks and montages. But with the help of Micheal lancer loan firm whom God has sent to help me with a loan to start my business with just 3%.
    i will want you to contact him and i beg of you dont let him kw i link you to him because he is scared of those scammers. ,

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